THEPODZONE.COM http://www.realestateinfocus.com Real Estate in Focus – Your Radio Resource for All Things Real Estate Hosted By: Sam Bushman Your home is one of the greatest liabilities or assets you will ever have. Therefore, understanding the intricacies of real estate is essential. • Buying a home or investment property? • Wondering how to obtain the best information available before you take on additional responsibility? • Need to refinance? • Confused about terms, rates, closing costs and real estate lingo all the professionals use? Real Estate in Focus is a weekly radio broadcast that provides timely information regarding the real estate process; focusing from start to finish on: • purchasing or refinancing • credit issues and questions • market trends • prudent financial practices • investment questions and more Weekly guests from all fields in the real estate industry can answer your questions: • What is my property worth? Tell me about market conditions. What are the benefits of using a real estate agent? • What does a title company do for me? What are their fees? What services do they perform? • Explain the mortgage process. What is the difference between prequalification and pre-approval? How do I determine what loan is right for me? What is LTV/CLTV, DTI, FICO, ratios, MI? • How safe is real estate investing? Where can I find real estate legal advice? What determines the appraisal value of a home? We have answers to these questions and many more, all from qualified professionals. Let Real Estate in Focus be your radio resource for all things real estate. Listen every Saturday morning via the following: * National Syndication via satellite www.accentradionetwork.com 11:00 AM (EST) * KHQN Radio, AM 1480 in Utah County www.khqnradio.com 9:00 AM (MST) * KNAK Radio, AM 540 in Central Utah www.knakradio.com 9:00 AM (MST) * Download the broadcast at www.realestateinfocus.com About Sam Bushman: According to Sam, the words “Family Man” describe him to a T. His wife, Julie, and seven children are his treasures. Sam grew up in the real estate industry. His father was a general contractor and Sam spent his childhood summers hauling plywood to the rooftops. Sam has been a real estate investor for 20 years. He and his wife are loan consultants with Benchmark Home Loan and Commercial Funding in Pleasant Grove, UT. He enjoys assisting families with real estate financing. Sam is a veteran radio broadcaster as well. He owned a radio station for ten years and has been an on air talent for even longer. He has now combined the fields of real estate and radio broadcasting to create his newest talk show, Real Estate in Focus. Real Estate in Focus – Your Radio Resource for All Things Real Estate Hosted By: Sam Bushman Your home is one of the greatest liabilities or assets you will ever have. Therefore, understanding the intricacies of real estate is essential. • Buying a home or investment property? • Wondering how to obtain the best information available before you take on additional responsibility? • Need to refinance? • Confused about terms, rates, closing costs and real estate lingo all the professionals use? Real Estate in Focus is a weekly radio broadcast that provides timely information regarding the real estate process; focusing from start to finish on: • purchasing or refinancing • credit issues and questions • market trends • prudent financial practices • investment questions and more Weekly guests from all fields in the real estate industry can answer your questions: • What is my property worth? Tell me about market conditions. What are the benefits of using a real estate agent? • What does a title company do for me? What are their fees? What services do they perform? • Explain the mortgage process. What is the difference between prequalification and pre-approval? How do I determine what loan is right for me? What is LTV/CLTV, DTI, FICO, ratios, MI? • How safe is real estate investing? Where can I find real estate legal advice? What determines the appraisal value of a home? We have answers to these questions and many more, all from qualified professionals. Let Real Estate in Focus be your radio resource for all things real estate. Listen every Saturday morning via the following: * National Syndication via satellite www.accentradionetwork.com 11:00 AM (EST) * KHQN Radio, AM 1480 in Utah County www.khqnradio.com 9:00 AM (MST) * KNAK Radio, AM 540 in Central Utah www.knakradio.com 9:00 AM (MST) * Download the broadcast at www.realestateinfocus.com About Sam Bushman: According to Sam, the words “Family Man” describe him to a T. His wife, Julie, and seven children are his treasures. Sam grew up in the real estate industry. His father was a general contractor and Sam spent his childhood summers hauling plywood to the rooftops. Sam has been a real estate investor for 20 years. He and his wife are loan consultants with Benchmark Home Loan and Commercial Funding in Pleasant Grove, UT. He enjoys assisting families with real estate financing. Sam is a veteran radio broadcaster as well. He owned a radio station for ten years and has been an on air talent for even longer. He has now combined the fields of real estate and radio broadcasting to create his newest talk show, Real Estate in Focus. Your Radio Resource for All Things Real Estate en-us You have the right to copy sam@bmcfunding.com http://www.accentradionetwork.com/images/rif_banner.gif http://www.realestateinfocus.com 144 144 clean no Arts Sat, 20 Jun 2009 11:34:43 -0700 podzone-3728 Sam Bushman 6/20/09 - Sam talks about the market. Mentions that Obama's push for regulation is not a good thing. Tells some stories (personal examples) of how even new programs are being misused. The mortgage modification programs are now being used by A credit borrowers only because the guide lines are way to tight (over regulation in effect.) "Utah County businessman pleads not guilty to fraud charges" - www.ksl.com Sam talks about the big bankers and gov groups are all doing the same things and they all get a pass. Why attack the businessman? Remember, he is innocent until proven guilty! Sam Bushman Real Estate - the Key to your Financial Future 6/20/09 - Sam talks about the market. Mentions that Obama's push for regulation is not a good thing. Tells some stories (personal examples) of how even new programs are being misused. The mortgage modification programs are now being used by A credit borrowers only because the guide lines are way to tight (over regulation in effect.) "Utah County businessman pleads not guilty to fraud charges" - www.ksl.com Sam talks about the big bankers and gov groups are all doing the same things and they all get a pass. Why attack the businessman? Remember, he is innocent until proven guilty! clean 00:47:48 no Sat, 13 Jun 2009 11:32:06 -0700 podzone-3727 Sam Bushman 6/13/09 - Sam discusses real estate news stories. Sam Bushman Real Estate - the Key to your Financial Future 6/13/09 - Sam discusses real estate news stories. clean 00:47:48 no Sat, 30 May 2009 10:44:17 -0700 podzone-3596 Sam Bushman 5/30/09 - Sam talks about how to get started in the relestate business; how to look for properties, and how to detect a good deal. Get rich slow and forget the get-rich-fast bogus ideas.If you can win fast and big you can also lose bigger and faster! Learn to become street smart and use common sense. Put yourself in the shoes of those who can make you money. Start small, make friends and look for mentors. Sam Bushman Real Estate - the Key to your Financial Future 5/30/09 - Sam talks about how to get started in the relestate business; how to look for properties, and how to detect a good deal. Get rich slow and forget the get-rich-fast bogus ideas.If you can win fast and big you can also lose bigger and faster! Learn to become street smart and use common sense. Put yourself in the shoes of those who can make you money. Start small, make friends and look for mentors. clean 00:47:48 no Sat, 23 May 2009 10:46:49 -0700 podzone-3597 Sam Bushman 5/23/09 - Interview: Terry Sprouse Terry Sprouse buys fix-up houses, repairs them and rents them out in his spare time. He is author of the book "Fix 'em Up, Rent 'em Out: How to Start Your Own House Fix-Up and Rental Business in Your Spare Time." This blog discusses aspects of buying, repairing and renting out fix-up houses. Practical advice from someone who does it every day. His web site is a how to blog. You can even ask him questions for free. www.fixemup.org Sam Bushman Real Estate - the Key to your Financial Future 5/23/09 - Interview: Terry Sprouse Terry Sprouse buys fix-up houses, repairs them and rents them out in his spare time. He is author of the book "Fix 'em Up, Rent 'em Out: How to Start Your Own House Fix-Up and Rental Business in Your Spare Time." This blog discusses aspects of buying, repairing and renting out fix-up houses. Practical advice from someone who does it every day. His web site is a how to blog. You can even ask him questions for free. www.fixemup.org clean 00:47:48 no Sat, 16 May 2009 09:11:30 -0700 podzone-3498 Sam Bushman 5/16/09 - Sam talks about the stories in the media "Case-Shiller Index Indicates Continued Housing Price Free Fall" "Lenders More Open to Short Sales" In my view this is all good and should have been done a long time ago. We would not have near the problem on our hands if we didn't try to prop up the price of housing as we ded. Sam Bushman Real Estate - the Key to your Financial Future 5/16/09 - Sam talks about the stories in the media "Case-Shiller Index Indicates Continued Housing Price Free Fall" "Lenders More Open to Short Sales" In my view this is all good and should have been done a long time ago. We would not have near the problem on our hands if we didn't try to prop up the price of housing as we ded. clean 00:47:48 no Sat, 04 Apr 2009 08:45:38 -0700 podzone-3253 Sam Bushman 4/4/09 - Sam and David talk about the state of the real estate industry...A funny lawyer story about FHA from David. Good news and difficulties with obtaining loans. 5.1 Million jobs lost since the start of the recession. Sam Bushman Real Estate - the Key to your Financial Future 4/4/09 - Sam and David talk about the state of the real estate industry...A funny lawyer story about FHA from David. Good news and difficulties with obtaining loans. 5.1 Million jobs lost since the start of the recession. clean 00:47:48 no Sat, 28 Mar 2009 09:30:25 -0700 podzone-3159 Sam Bushman 3/28/09 - Interview: Jim Anderson How to Live The Life You Want Without Going Broke! "3 simple steps that will leave you prepared for financial emergencies, free of debt,and on the path to building wealth." This is a life changing audio book that shows you how to make the right decisions about your money to get out of debt and stay out for good, regardless of what happens,in an easy to understand manner in three simple steps. Sam Bushman Real Estate - the Key to your Financial Future 3/28/09 - Interview: Jim Anderson How to Live The Life You Want Without Going Broke! "3 simple steps that will leave you prepared for financial emergencies, free of debt,and on the path to building wealth." This is a life changing audio book that shows you how to make the right decisions about your money to get out of debt and stay out for good, regardless of what happens,in an easy to understand manner in three simple steps. clean 00:47:48 Jim Anderson, stay out of debt, debt free no Sat, 14 Mar 2009 11:06:09 -0700 podzone-3069 Sam Bushman 2/28/09 - Sam Talks about getting a mentor in the real estate business. Learn to have realistic expectations and get rich the slow way ... do it over time. LIVING UP A TREE People are actually building tree homes that are thousands of square feet in size with all the modern conveniences. Sam talks about many ways people are building homes...Straw bail homes, underground homes, homes in trees, tiny homes portable homes and more! Sam had a mentor in the real estate business that built a home with a small stream running through the living room. Sam Bushman Real Estate - the Key to your Financial Future 2/28/09 - Sam Talks about getting a mentor in the real estate business. Learn to have realistic expectations and get rich the slow way ... do it over time. LIVING UP A TREE People are actually building tree homes that are thousands of square feet in size with all the modern conveniences. Sam talks about many ways people are building homes...Straw bail homes, underground homes, homes in trees, tiny homes portable homes and more! Sam had a mentor in the real estate business that built a home with a small stream running through the living room. clean 00:47:48 real estate, Sam Bushman, mortgage, tree homes, mentor no Sat, 28 Feb 2009 00:00:00 -0800 podzone-2973 Sam Bushman 2/28/09 - 336 Imploded* Lenders™ Since late 2006 and growing. Sam talks about why it's harder to get loans; there are many things, not just one reason. "We Will Recover," Says Obama. "No We Won't," Says Celente; Government Policies Doomed to Fail What do you believe? Sam believes tough times are ahead and has said so for years but, it's all what we focus on and how we look at things that matters most. Sam Bushman Real Estate - the Key to your Financial Future 2/28/09 - 336 Imploded* Lenders™ Since late 2006 and growing. Sam talks about why it's harder to get loans; there are many things, not just one reason. "We Will Recover," Says Obama. "No We Won't," Says Celente; Government Policies Doomed to Fail What do you believe? Sam believes tough times are ahead and has said so for years but, it's all what we focus on and how we look at things that matters most. clean 00:47:48 real estate, Sam Bushman, mortgage, interest rates no Sat, 14 Feb 2009 00:00:00 -0800 podzone-2884 Sam Bushman 2/14/09 - Sam talks about the news in real estate Years not months??? FACTBOX: Obama White House tightly manages message WASHINGTON (Reuters) - In an about-face, Republicans push for cut-rate home loans in stimulus bill www.lasvegassun.com Foreclosure crisis also hitting renters hard. Experts say housing’s future is cloudy. Prediction: Las Vegas home-price decline will hit 52 percent. It sounds too good to be true, and it just might be: 4 percent, 30-year, fixed-rate mortgage loans to buy or refinance houses, guaranteed by Uncle Sam. 2009: Year of the Micro Business Dangelo, Mark Sam points twoards solutions. Sam Bushman Real Estate - the Key to your Financial Future 2/14/09 - Sam talks about the news in real estate Years not months??? FACTBOX: Obama White House tightly manages message WASHINGTON (Reuters) - In an about-face, Republicans push for cut-rate home loans in stimulus bill www.lasvegassun.com Foreclosure crisis also hitting renters hard. Experts say housing’s future is cloudy. Prediction: Las Vegas home-price decline will hit 52 percent. It sounds too good to be true, and it just might be: 4 percent, 30-year, fixed-rate mortgage loans to buy or refinance houses, guaranteed by Uncle Sam. 2009: Year of the Micro Business Dangelo, Mark Sam points twoards solutions. clean 00:47:48 real estate, Sam Bushman, mortgage, interest rates no Sat, 07 Feb 2009 00:00:00 -0800 podzone-2838 Sam Bushman 2/7/09 - Interview: Steve Steadele Is it Possible To Make Money In This Poor Housing Market? Expert Says Now Is The Time To Get In The Apartment Game. Steve Steadele, author of Multifamily Millionaire: How To Get Wealthy Buying and Selling Apartment Buildings, tells people how to get their share of a booming apartment market the way the pros do. Not a scam, not a gimmick – simply a solid market opportunity. Get the book or learn about his training programs here. www.Multifamily Millionaire.com Sam Bushman Real Estate - the Key to your Financial Future 2/7/09 - Interview: Steve Steadele Is it Possible To Make Money In This Poor Housing Market? Expert Says Now Is The Time To Get In The Apartment Game. Steve Steadele, author of Multifamily Millionaire: How To Get Wealthy Buying and Selling Apartment Buildings, tells people how to get their share of a booming apartment market the way the pros do. Not a scam, not a gimmick – simply a solid market opportunity. Get the book or learn about his training programs here. www.Multifamily Millionaire.com clean 00:47:48 apartment real estate, make money, Steve Steadele, Sam Bushman, Real Estate in Focus no Sat, 10 Jan 2009 00:00:00 -0800 podzone-2720 Sam Bushman 1/10/09 - Interview: Charlie Hurdle from http://WinWinRealEstateAuctions.com Charlie's the Principal Broker and owner of Southern Hospitality Realty Inc. He's also the founder of Win Win Real Estate Auctions LLC. He has been involved in Real Estate for over 25 years. Charlie never loses a game of monopoly! He says, "Real Estate is my passion!" Charlie Hurdle will help you stay in your home and avoid foreclosure. Creativity in Real Estate is the mother of hope. Think outside the box. Call him for free consulting on your personal situation now! Sam Bushman Real Estate - the Key to your Financial Future 1/10/09 - Interview: Charlie Hurdle from http://WinWinRealEstateAuctions.com Charlie's the Principal Broker and owner of Southern Hospitality Realty Inc. He's also the founder of Win Win Real Estate Auctions LLC. He has been involved in Real Estate for over 25 years. Charlie never loses a game of monopoly! He says, "Real Estate is my passion!" Charlie Hurdle will help you stay in your home and avoid foreclosure. Creativity in Real Estate is the mother of hope. Think outside the box. Call him for free consulting on your personal situation now! clean 00:47:48 Charlie Hurdle, foreclosures, real estate no Sat, 20 Dec 2008 00:00:00 -0800 podzone-2646 Sam Bushman 12/20/08 - Interview: Donna Lisa HOW TO SURVIVE FINANCIAL STORMS The Economy is tanking, Wall Street is teetering, Major Corporations filing for Bankruptcy or already insolvent, People losing jobs, Foreclosure at an all-time high.... Can we, as individuals, do anything to help financially protect ourselves and our loved ones? "Yes, absolutely" says Donna Lisa, Finance Guru of VMM Enterprises. Step #1. Get all your debts together. Pay off the smallest ones first. Use the extra money to pay the next smallest off and so on. Step #2. Start your own Business. www.suddenlyslender.com Real Estate in Focus Contact Info: Sam Bushman - sb1@xmission.com - 801-756-9133 Sam Bushman Real Estate - the Key to your Financial Future 12/20/08 - Interview: Donna Lisa HOW TO SURVIVE FINANCIAL STORMS The Economy is tanking, Wall Street is teetering, Major Corporations filing for Bankruptcy or already insolvent, People losing jobs, Foreclosure at an all-time high.... Can we, as individuals, do anything to help financially protect ourselves and our loved ones? "Yes, absolutely" says Donna Lisa, Finance Guru of VMM Enterprises. Step #1. Get all your debts together. Pay off the smallest ones first. Use the extra money to pay the next smallest off and so on. Step #2. Start your own Business. www.suddenlyslender.com Real Estate in Focus Contact Info: Sam Bushman - sb1@xmission.com - 801-756-9133 clean 00:47:48 finances, Donna Lisa, economy, no Sat, 13 Dec 2008 00:00:00 -0800 podzone-2618 Sam Bushman 12/13/08 - Interview: Bill Twyford from The Investors Edge University Bill has been buying foreclosures for almost a decade & in his 1st year as an investor, sold eighty properties. *To date, he has sold over 850 properties. *It’s all in the way you speak. Bill will teach you what to say, and how to say it when communicating with banks and homeowners. *Learn how to handle all bank and seller objections. Bill offers FREE tickets to their All-Day Saturday Workshop - January 17th in Clinton, Iowa. www.123foreclosures.com www.theieu.com Sam Bushman Real Estate - the Key to your Financial Future 12/13/08 - Interview: Bill Twyford from The Investors Edge University Bill has been buying foreclosures for almost a decade & in his 1st year as an investor, sold eighty properties. *To date, he has sold over 850 properties. *It’s all in the way you speak. Bill will teach you what to say, and how to say it when communicating with banks and homeowners. *Learn how to handle all bank and seller objections. Bill offers FREE tickets to their All-Day Saturday Workshop - January 17th in Clinton, Iowa. www.123foreclosures.com www.theieu.com clean 00:47:48 Bill Twyford, The Investors Edge University, foreclosures, investing no Sat, 06 Dec 2008 00:00:00 -0800 podzone-2591 Sam Bushman 12/06/08 - Interview: Juli Doty CREDENTIALS: Real estate broker, speaker and national radio host Juli Doty has authored THE SECRETS OF EXACTLY HOW TO FSBO-FOR SALE BY OWNER. What can homeowners do, and NOT do, when selling property without a real estate agent? Should buyers beware or be intrigued when they see FSBO - For Sale by Owner signs? Does do-it-yourself real estate save or risk money? Most real estate pros guard secrets of their business. Juli Doty wants people to know about the truths, myths, benefits and pitfalls of FSBO. www.julidoty.com Sam Bushman Real Estate - the Key to your Financial Future 12/06/08 - Interview: Juli Doty CREDENTIALS: Real estate broker, speaker and national radio host Juli Doty has authored THE SECRETS OF EXACTLY HOW TO FSBO-FOR SALE BY OWNER. What can homeowners do, and NOT do, when selling property without a real estate agent? Should buyers beware or be intrigued when they see FSBO - For Sale by Owner signs? Does do-it-yourself real estate save or risk money? Most real estate pros guard secrets of their business. Juli Doty wants people to know about the truths, myths, benefits and pitfalls of FSBO. www.julidoty.com clean 00:47:48 Juli Doty, real estate agent, real estate, FSBO no Sat, 29 Nov 2008 00:00:00 -0800 podzone-2563 Sam Bushman 11/29/08 - Interview with Dwan Twiford *15 years experience in RE Investing, completing over 1,000 transactions *Witnessed numerous changes of national trends & continued to successfully invest during all of them. *Self-made multi-millionaire, rising from rags to riches *Recently called upon by MSNBC & Naomi Judd’s Morning Show as an expert in the current R E Market *Devoted to teaching others how to change their lives sharing her secrets of success. *Author of best-seller Short-Sale Pre-Foreclosure Investing Her new book out in February. How to sell a house when it's worth less than the mortgage To learn more consider: Investors’ Edge University www.dwan.tv Sam Bushman Real Estate - the Key to your Financial Future 11/29/08 - Interview with Dwan Twiford *15 years experience in RE Investing, completing over 1,000 transactions *Witnessed numerous changes of national trends & continued to successfully invest during all of them. *Self-made multi-millionaire, rising from rags to riches *Recently called upon by MSNBC & Naomi Judd’s Morning Show as an expert in the current R E Market *Devoted to teaching others how to change their lives sharing her secrets of success. *Author of best-seller Short-Sale Pre-Foreclosure Investing Her new book out in February. How to sell a house when it's worth less than the mortgage To learn more consider: Investors’ Edge University www.dwan.tv clean 00:47:48 Dwan Twiford, Real estate investing, no Sat, 22 Nov 2008 00:00:00 -0800 podzone-2537 Sam Bushman 11/22/08 - Interview: Lance Puig, Founder of York Street Properties www.yorkstreetproperties.com York Street Properties - Instant passive cash flow rental portfolios for the small investor. Do you have? 1. 700+ Credit! 2. A stable good job! 3. $10000+ in liquidity! If so, Lance will help you build a portfolio of positive cash-flow properties. Is it to good to be true? Call them to get a free consultation and find out for yourself. Sam Bushman Real Estate - the Key to your Financial Future 11/22/08 - Interview: Lance Puig, Founder of York Street Properties www.yorkstreetproperties.com York Street Properties - Instant passive cash flow rental portfolios for the small investor. Do you have? 1. 700+ Credit! 2. A stable good job! 3. $10000+ in liquidity! If so, Lance will help you build a portfolio of positive cash-flow properties. Is it to good to be true? Call them to get a free consultation and find out for yourself. clean 00:47:48 Lance Puig, York Street Properties, investor, portfolio no Sat, 01 Nov 2008 00:00:00 -0700 podzone-2444 Sam Bushman 11/01/08 - Guest: Eric Tyson www.erictyson.com Improving your financial decisions Eric Tyson is a best-selling personal finance author and has penned five national best sellers (he is also the only author to have four of his books simultaneously on Business Week’s business book bestseller list). His syndicated newspaper column, "Investor's Guide," is read by more than 4 million people daily. Eric is a former columnist and award-winning journalist for the San Francisco Examiner. His Personal Finance for Dummies, which was a Wall Street Journal best-seller, won the Benjamin Franklin Award for Best Business Book of the Year. His latest book, Let’s Get Real About Money, is an action oriented guide to developing and practicing the best financial habits and strategies. Sam finishes by talking about inflation, deflation and stagflation. Sam Bushman Real Estate - the Key to your Financial Future 11/01/08 - Guest: Eric Tyson www.erictyson.com Improving your financial decisions Eric Tyson is a best-selling personal finance author and has penned five national best sellers (he is also the only author to have four of his books simultaneously on Business Week’s business book bestseller list). His syndicated newspaper column, "Investor's Guide," is read by more than 4 million people daily. Eric is a former columnist and award-winning journalist for the San Francisco Examiner. His Personal Finance for Dummies, which was a Wall Street Journal best-seller, won the Benjamin Franklin Award for Best Business Book of the Year. His latest book, Let’s Get Real About Money, is an action oriented guide to developing and practicing the best financial habits and strategies. Sam finishes by talking about inflation, deflation and stagflation. clean 00:47:48 Eric Tyson, finance, money no Sat, 25 Oct 2008 00:00:00 -0700 podzone-2405 Sam Bushman 10/25/08 - Guest: Matt Hansen www.EverySingleHome.com They provide an incredible Mortgage Assistance Program. Their program provides Loan Comparison Reports. They begin with a comparison report at the start of the loan and a closing analysis report to make sure you get the deal you agreed to. An inexpensive service that guarantees you will save more with them than you spend with them or 100% of your money back. Even though the market is down right now there are great things happening in the Real Estate industry. Sam Bushman Real Estate - the Key to your Financial Future 10/25/08 - Guest: Matt Hansen www.EverySingleHome.com They provide an incredible Mortgage Assistance Program. Their program provides Loan Comparison Reports. They begin with a comparison report at the start of the loan and a closing analysis report to make sure you get the deal you agreed to. An inexpensive service that guarantees you will save more with them than you spend with them or 100% of your money back. Even though the market is down right now there are great things happening in the Real Estate industry. clean 00:47:48 www.everysinglehome.com, mortgage no Sat, 27 Sep 2008 00:00:00 -0700 podzone-2404 Sam Bushman 9/27/08 - Guest Interview: Gail Burns www.1On1CreditAdvisor.com Can a Bad Credit Score Ruin Your Life? Credit Repair Expert Reveals How Anyone Can Learn How to Boost Their Sagging Scores Your mortgage company is threatening foreclosure –after raising your sub prime loan interest sky-high! Your credit cards are maxed, gas prices are so high you are taking the bus to work, and it is getting hard to even buy milk! There does not seem to be a solution in sight other than bankruptcy. Let expert Gail Burns, author of Credit Repair Guide reveal how anyone can protect themselves from credit card woes and learn how to boost a sagging score! Sam Bushman Real Estate - the Key to your Financial Future 9/27/08 - Guest Interview: Gail Burns www.1On1CreditAdvisor.com Can a Bad Credit Score Ruin Your Life? Credit Repair Expert Reveals How Anyone Can Learn How to Boost Their Sagging Scores Your mortgage company is threatening foreclosure –after raising your sub prime loan interest sky-high! Your credit cards are maxed, gas prices are so high you are taking the bus to work, and it is getting hard to even buy milk! There does not seem to be a solution in sight other than bankruptcy. Let expert Gail Burns, author of Credit Repair Guide reveal how anyone can protect themselves from credit card woes and learn how to boost a sagging score! clean 00:47:48 Gail Burns, credit no Sat, 20 Sep 2008 00:00:00 -0700 podzone-2403 Sam Bushman 9/20/08 - Sam talks about the crazy markets of late. 285 lenders are out of business since late 2006. A Hail Mary Pass, but No Receiver in the End Zone Joshua Roberts/Bloomberg News By JOE NOCERA IN HARD TIMES, TENT CITIES RISE ACROSS THE COUNTRY News.yahoo.com The answers lie in sound money (The Gold and Silver of the Constitution). They lie in a free market with honest money. Our prayers are with those struggling so in the economic hard times. Sam Bushman Real Estate - the Key to your Financial Future 9/20/08 - Sam talks about the crazy markets of late. 285 lenders are out of business since late 2006. A Hail Mary Pass, but No Receiver in the End Zone Joshua Roberts/Bloomberg News By JOE NOCERA IN HARD TIMES, TENT CITIES RISE ACROSS THE COUNTRY News.yahoo.com The answers lie in sound money (The Gold and Silver of the Constitution). They lie in a free market with honest money. Our prayers are with those struggling so in the economic hard times. clean 00:47:48 economy, honest money no Sat, 13 Sep 2008 00:00:00 -0700 podzone-2402 Sam Bushman 9/13/08 - Interview: Benjamin Dover He's on a mission to teach Americans some real life survival skills they simply won't be able to learn anywhere else. He's been opening the eyes of naive consumers since 1992. Ben has written two books on helping people with credit problems. His new web site is: www.voidmymortgage.com It helps consumers in loan default stay in their homes. If you are having problems with foreclosure, it's a must listen! Sam Bushman Real Estate - the Key to your Financial Future 9/13/08 - Interview: Benjamin Dover He's on a mission to teach Americans some real life survival skills they simply won't be able to learn anywhere else. He's been opening the eyes of naive consumers since 1992. Ben has written two books on helping people with credit problems. His new web site is: www.voidmymortgage.com It helps consumers in loan default stay in their homes. If you are having problems with foreclosure, it's a must listen! clean 00:46:46 Ben Dover, foreclosure, loan default no Sat, 30 Aug 2008 00:00:00 -0700 podzone-2128 Sam Bushman 8/30/08 - Sam talks about the headlines in the news. Believe it or not, several of them now mean good news. *Government-Insured Mortgages Triple (Philadelphia Inquirer) *Refi-Program Reviewers Raise Issues (American Banker) *Study Shows Builders a Little More Optimistic (Pittsburgh Post-Gazette) *'Liar Loans' Prolong Trouble (Boston Globe) *Fannie Mae, Freddie Mac Are Pounded (Wall Street Journal) *Help Available in Foreclosure (Raleigh News & Observer (NC)) *AIG Becomes First US Lender to Return to Sub Prime (Financial Times) *Freddie Mac to Issue $3 Billion in New Debt (Washington Post) *Home Prices Still Falling, But the Pace Is Slowing (New York Times) *Fannie, Freddie Mortgage Profit Reaches 10-Year High (Bloomberg) *Reports Suggest a Way Out for Fannie and Freddie Holders (Wall Street Journal) *FHA Raises Its Premiums to Insure Repayment of Mortgages (Wall Street Journal) *Key Rate May Rise, Fed Report Suggests (Washington Post) *S&P Downgrades Units of Three Mortgage Insurers (Wall Street Journal) *New Home Sales Rise *Brinkmann Tapped as MBA's Chief Economist *Mortgage Applications Rebound In MBA Weekly Survey Commercial/Multifamily Finance News *Investors Weary of Rating Agencies Past and Present *Fannie Shuffles Its Top Leaders (Washington Post) *Moody's Reviewing Jumbo Mortgage Securities as Loan Defaults Soar (Los Angeles Times) *Pension Funds Watch Fannie, Freddie (Wall Street Journal) *Doctors Replace Wall Street Bankers as Go-To Buyers (New York Sun) *MIT Museum Explores Origins of Mortgages (Boston Herald) *Fidelity National Financial Put on Negative Watch--Fitch (Forbes) Sam Bushman Real Estate - the Key to your Financial Future 8/30/08 - Sam talks about the headlines in the news. Believe it or not, several of them now mean good news. *Government-Insured Mortgages Triple (Philadelphia Inquirer) *Refi-Program Reviewers Raise Issues (American Banker) *Study Shows Builders a Little More Optimistic (Pittsburgh Post-Gazette) *'Liar Loans' Prolong Trouble (Boston Globe) *Fannie Mae, Freddie Mac Are Pounded (Wall Street Journal) *Help Available in Foreclosure (Raleigh News & Observer (NC)) *AIG Becomes First US Lender to Return to Sub Prime (Financial Times) *Freddie Mac to Issue $3 Billion in New Debt (Washington Post) *Home Prices Still Falling, But the Pace Is Slowing (New York Times) *Fannie, Freddie Mortgage Profit Reaches 10-Year High (Bloomberg) *Reports Suggest a Way Out for Fannie and Freddie Holders (Wall Street Journal) *FHA Raises Its Premiums to Insure Repayment of Mortgages (Wall Street Journal) *Key Rate May Rise, Fed Report Suggests (Washington Post) *S&P Downgrades Units of Three Mortgage Insurers (Wall Street Journal) *New Home Sales Rise *Brinkmann Tapped as MBA's Chief Economist *Mortgage Applications Rebound In MBA Weekly Survey Commercial/Multifamily Finance News *Investors Weary of Rating Agencies Past and Present *Fannie Shuffles Its Top Leaders (Washington Post) *Moody's Reviewing Jumbo Mortgage Securities as Loan Defaults Soar (Los Angeles Times) *Pension Funds Watch Fannie, Freddie (Wall Street Journal) *Doctors Replace Wall Street Bankers as Go-To Buyers (New York Sun) *MIT Museum Explores Origins of Mortgages (Boston Herald) *Fidelity National Financial Put on Negative Watch--Fitch (Forbes) clean 00:46:46 real estate news no Sat, 23 Aug 2008 00:00:00 -0700 podzone-2125 Sam Bushman 8/23/08 - Sam and a mortgage professional, John (real name left out to protect his job) discuss the current real estate market. We talk about lots of trouble in the industry but, mention good news items as well. We also mention several suggestions/solutions. Sam Bushman Real Estate - the Key to your Financial Future 8/23/08 - Sam and a mortgage professional, John (real name left out to protect his job) discuss the current real estate market. We talk about lots of trouble in the industry but, mention good news items as well. We also mention several suggestions/solutions. clean 00:46:46 real estate no Sat, 16 Aug 2008 00:00:00 -0700 podzone-1991 Sam Bushman 8/16/08 - Interview with Stan Barron - The House Whisperer - www.stanbarron.com Stan Barron has owned his own real estate business in Austin since 1982. He began his career in 1975 with U.S. Home and then accepted a position as the marketing director at Stratford Press in 1980 where he helped produce a string of bestsellers such as Looking Out For Number One and Crisis Investing. Barron attended the University of Texas at El Paso. His greatest thrill thus far was receiving an endorsement from David Ogilvy himself for producing one of the best print ads during the last decade. Stan Barron listens to houses to find out what will make them sell. Because of his uncanny ability to listen to a home and by borrowing an advertising method created by marketing legend David Ogilvy, the House Whisperer has succeeded in selling some of Austin’s most expensive homes (which have been on the market for 6-12 months) in less than a month. Instead of just touching upon the cold facts, such as square footage and number of rooms, Barron spends time delving into the story behind the home. He gives each house his full attention as he researches the previous owners, the builder and the home’s true personality. Learn from the best and sell your home even in a "down" market today! Sam Bushman Real Estate - the Key to your Financial Future 8/16/08 - Interview with Stan Barron - The House Whisperer - www.stanbarron.com Stan Barron has owned his own real estate business in Austin since 1982. He began his career in 1975 with U.S. Home and then accepted a position as the marketing director at Stratford Press in 1980 where he helped produce a string of bestsellers such as Looking Out For Number One and Crisis Investing. Barron attended the University of Texas at El Paso. His greatest thrill thus far was receiving an endorsement from David Ogilvy himself for producing one of the best print ads during the last decade. Stan Barron listens to houses to find out what will make them sell. Because of his uncanny ability to listen to a home and by borrowing an advertising method created by marketing legend David Ogilvy, the House Whisperer has succeeded in selling some of Austin’s most expensive homes (which have been on the market for 6-12 months) in less than a month. Instead of just touching upon the cold facts, such as square footage and number of rooms, Barron spends time delving into the story behind the home. He gives each house his full attention as he researches the previous owners, the builder and the home’s true personality. Learn from the best and sell your home even in a "down" market today! clean 00:46:46 Stan Barron, the House Whisperer, real estate no Sat, 26 Jul 2008 00:00:00 -0700 podzone-1907 Sam Bushman 7/26/08 - Sam details several stories in the press about the financial problems in the market. Quite a negative show but necessary to help all understand what is going on and why. "Concern Mounts About FDIC Deposit Fund" Many say it will fail and require us tax payers to be on the hook. "Fannie, Freddie Spent Millions on Lobbying" They got special favors for all their money. Now we the people are going to be forced to bail them out. They are "Too Big To Fail"! "Housing Bill Ending Downpayment Assistance Looms!" Many say this will be the end of the world. We personally think it will be good. "Stocks Drop Sharply; Banks Lead Decline" Investors are worried that the worst of the tight credit market still lies ahead. The report from the National Association of Realtors... Reinforced fears that the weak job market and scarcity of credit are discouraging Americans from buying homes. Those who may be in the market for a house may find it harder to take out a mortgage. Sam Bushman Real Estate - the Key to your Financial Future 7/26/08 - Sam details several stories in the press about the financial problems in the market. Quite a negative show but necessary to help all understand what is going on and why. "Concern Mounts About FDIC Deposit Fund" Many say it will fail and require us tax payers to be on the hook. "Fannie, Freddie Spent Millions on Lobbying" They got special favors for all their money. Now we the people are going to be forced to bail them out. They are "Too Big To Fail"! "Housing Bill Ending Downpayment Assistance Looms!" Many say this will be the end of the world. We personally think it will be good. "Stocks Drop Sharply; Banks Lead Decline" Investors are worried that the worst of the tight credit market still lies ahead. The report from the National Association of Realtors... Reinforced fears that the weak job market and scarcity of credit are discouraging Americans from buying homes. Those who may be in the market for a house may find it harder to take out a mortgage. clean 00:46:46 Fannie Mae, government, real estate, finances, FDIC no Sat, 19 Jul 2008 00:00:00 -0700 podzone-1906 Sam Bushman 7/19/08 - Sam goes off on the economy! Yes, there are problems but the mainstream press either has one extreme or the other. The financial system is failing or, it's doing great. Would they make up their mind? Neither extreme is accurate. The truth, in reality, is somewhere in the middle depending on how you have handled your own personal finances. The same facts are true on a larger scale like a bank. Several tips to help people keep jobs. Lenders need to start looking at capacity, credit and colateral when making loans. Most Americans are helping out loved ones with money. The ones who have money to share with family are also the ones who understand proper money managment. Sam thinks the housing downturn is about half over. Sam Bushman Real Estate - the Key to your Financial Future 7/19/08 - Sam goes off on the economy! Yes, there are problems but the mainstream press either has one extreme or the other. The financial system is failing or, it's doing great. Would they make up their mind? Neither extreme is accurate. The truth, in reality, is somewhere in the middle depending on how you have handled your own personal finances. The same facts are true on a larger scale like a bank. Several tips to help people keep jobs. Lenders need to start looking at capacity, credit and colateral when making loans. Most Americans are helping out loved ones with money. The ones who have money to share with family are also the ones who understand proper money managment. Sam thinks the housing downturn is about half over. clean 00:46:46 economy, housing, real estate no Sat, 12 Jul 2008 00:00:00 -0700 podzone-1861 Sam Bushman 7/12/08 - Interview with Mark Hanson, better known as Mr. Mortgage. www.ml-implode.com Sam and Mark discuss the failure of Indymac Bank ... the second largest bank to fail in the US. Will Fannie Mae and Freddie Mac be next to fail? Will the Feds take them over? We believe there are many solutions in the private sector that should be looked at for answers. Mr. Mortgage has a fantastic blog on line and a series of training youtube.com videos that are helping consumers learn about what can help them buy homes at great deals. It's a great time to buy a home if you know what to look for. Mr. Mortgage videos also help with loan modification for those who are in trouble. You can watch the videos at www.ml-implode.com and you can get help with loan modification if you don't feel comfortable doing it yourself. You can go to www.getgreencredit.com for help with your mortgage. We recommend getting assistance. Get Green Credit is the best and has been audited 8 times and has passed with flying colors. Now is a great time to buy if you are careful. Nothing, and we mean nothing takes the place of education. A must listen to interview full of solutions. Sam Bushman Real Estate - the Key to your Financial Future 7/12/08 - Interview with Mark Hanson, better known as Mr. Mortgage. www.ml-implode.com Sam and Mark discuss the failure of Indymac Bank ... the second largest bank to fail in the US. Will Fannie Mae and Freddie Mac be next to fail? Will the Feds take them over? We believe there are many solutions in the private sector that should be looked at for answers. Mr. Mortgage has a fantastic blog on line and a series of training youtube.com videos that are helping consumers learn about what can help them buy homes at great deals. It's a great time to buy a home if you know what to look for. Mr. Mortgage videos also help with loan modification for those who are in trouble. You can watch the videos at www.ml-implode.com and you can get help with loan modification if you don't feel comfortable doing it yourself. You can go to www.getgreencredit.com for help with your mortgage. We recommend getting assistance. Get Green Credit is the best and has been audited 8 times and has passed with flying colors. Now is a great time to buy if you are careful. Nothing, and we mean nothing takes the place of education. A must listen to interview full of solutions. clean 00:46:46 Mr. Mortgage, Mark Hanson, www.ml-implode.com, Indymac Bank, no Sat, 05 Jul 2008 00:00:00 -0700 podzone-1832 Sam Bushman 7/5/08 - Interview: Joe Sturniolo His new book: The Caterpillar That Roared What are the ROAR workshops? People dedicate about 40 years to their careers, juggling deadlines, bosses, all the while nurturing that nest egg of funds for fun-filled retirement years. Although some are financially secure, Boomers need to "develop the plan behind the plan" says Joe Sturniolo, entrepreneur and owner of a successful Denver-based financial planning firm. Sturniolo suggests rather than focusing solely on saving money, more attention should be devoted to the next step; what can you accomplish after you retire? We need to work towards quality of life through serving others. People who spend their time in service actually live longer and have more fulfilled lives. Learn to understand what your passions and talents are and use them for good throughout your life. www.timetorar.com Sam Bushman Real Estate - the Key to your Financial Future 7/5/08 - Interview: Joe Sturniolo His new book: The Caterpillar That Roared What are the ROAR workshops? People dedicate about 40 years to their careers, juggling deadlines, bosses, all the while nurturing that nest egg of funds for fun-filled retirement years. Although some are financially secure, Boomers need to "develop the plan behind the plan" says Joe Sturniolo, entrepreneur and owner of a successful Denver-based financial planning firm. Sturniolo suggests rather than focusing solely on saving money, more attention should be devoted to the next step; what can you accomplish after you retire? We need to work towards quality of life through serving others. People who spend their time in service actually live longer and have more fulfilled lives. Learn to understand what your passions and talents are and use them for good throughout your life. www.timetorar.com clean 00:46:46 Joe Sturniolo, The Caterpillar That Roared, finances, service no Sat, 28 Jun 2008 00:00:00 -0700 podzone-1806 Sam Bushman 6/28/08 - Interview: Dina Dove - www.BagLadysGuide.com It’s a hard time to be an American. Nearly half of us are struggling to stay afloat financially. 4 in 10 Americans live paycheck to paycheck…and they are just pleased to have jobs at a time where the unemployment rate is rising. Dina Dove should know. At age 41 Dove plummeted from a successful business owner to unemployed, newly divorced and 250-thousand dollars in debt. Dove turned her life around by realizing all hardships are blessings in disguise. The Hidden Blessing in a Foreclosure, the IRS or Getting Fired - Woman Who Lost It All Tells How To Live a Better Life "It is not our circumstances,but our attitude toward those circumstances that dictates the quality of our lives," says Dina Dove author of the new book "The Baglady’s Guide to Elegant Living." Great Interview in these tough times of financial difficulty! Sam Bushman Real Estate - the Key to your Financial Future 6/28/08 - Interview: Dina Dove - www.BagLadysGuide.com It’s a hard time to be an American. Nearly half of us are struggling to stay afloat financially. 4 in 10 Americans live paycheck to paycheck…and they are just pleased to have jobs at a time where the unemployment rate is rising. Dina Dove should know. At age 41 Dove plummeted from a successful business owner to unemployed, newly divorced and 250-thousand dollars in debt. Dove turned her life around by realizing all hardships are blessings in disguise. The Hidden Blessing in a Foreclosure, the IRS or Getting Fired - Woman Who Lost It All Tells How To Live a Better Life "It is not our circumstances,but our attitude toward those circumstances that dictates the quality of our lives," says Dina Dove author of the new book "The Baglady’s Guide to Elegant Living." Great Interview in these tough times of financial difficulty! clean 00:46:46 Dina Dove, www.bagladysguide.com, finances no